Selling homes in the Bay Area, California and Philippines
Esperanza Agbayani


Maria is a Registered Nurse with a 9-year-old son who was renting and working in Fremont. Her Mom and Dad live with her too. Her husband is an Overseas Filipino Worker (OFW) in Singapore.

She was referred to me as a First Time Home Buyer by her nurse associate and past client. Her lease contract on her apartment was expiring and renewal for another year will increase $500 more.
She wanted to have a 2-3 Bedroom condo but she has only $45,000 budget. The value of condominiums in Fremont within her desired area range from $48K0-$550K. After several multiple offers and lost, we made an offer on a 2 bedroom unit next to her apartment. There were 9 offers.  Again, we did not get the offer. Two weeks later, the unit went back on the market, the buyer back out due to $6,500 termite work!

We made a lower but “As Is” offer of $492,000. After several negotiations with the Home Owners Association and the lender underwriter, her share of termite work decreased to $2200. The HOA property management agreed to cover the exterior repairs of $4200.

Within 30 days, Maria closed on the sale with a lower cash out from her budget. The lender who worked diligently found a First Time Home Buying Program that got her additional $9000 rebate that was applied towards her closing costs on an FHA Loan.

First Time Home Buyers can qualify for different incentives, rebates, and grants. It takes a team of professionals who have the expertise and time willing to work with you.
Maria saved $4200 termite work, saved $13000 less than her original offer, and $9000 lender rebate, a total of $26,200 savings working with my team.
If you want to find out what Programs are available for you, give me a call at (510) 815-8040 for a private consultation.

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